Purchasing a separate policy to protect the windows in your home helps protect your home insurance policy's claim-free discount. Our residential glass policy starts at only $60 per year.
Basic Residential Glass Coverage
- Stand-alone coverage is available for detached dwellings, duplexes, triplexes, fourplexes, townhomes, condominiums, and apartments
- Supplements existing home insurance for all exterior glass
- Coverage for outbuildings & rentals
- No maximum square footage
- $10,000 annual aggregate limit
- No deductible on most claims
- No HITS – protects home insurance premiums, deductibles, and claims-free discounts
- 24/7 claim service – “one number does it all”
VIP Residential Glass Coverage
- Stand-alone coverage is available for detached dwellings, duplexes, triplexes, fourplexes, and townhomes
- Supplements existing home insurance for all exterior glass
- Coverage for outbuildings & rentals
- Coverage for acrylic/dome skylights
- Coverage for decorative/designer glass*
- No maximum square footage
- $25,000 annual aggregate limit
- No deductible on most claims
- Approval of first 2 claims regardless of cause (except failed sealed units)
- No HITS – protects home insurance premiums, deductibles, and claims-free discounts
- 24/7 claim service – “one number does it all”
VIP Residential Condo Glass Coverage
- Stand-alone coverage is available for individual condominium and apartment units
- Supplements existing home insurance for all exterior glass
- Coverage for decorative/designer glass*
- No maximum square footage
- $25,000 annual aggregate limit
- No deductible on most claims
- Approval of first 2 claims regardless of cause (except failed sealed units)
- No HITS – protects home insurance premiums, deductibles
*Damage to decorative/designer glass is covered either with replacement with clear glass or 100% payout of the clear glass cost.
