Insurance is about choice, and that includes your car insurance. While purchasing your basic Autopac ($500 deductible and $200,000 liability) is mandatory, you can buy your other coverages through private insurers.
We can also provide coverage for travel trailers and motorhomes. Our private insurance options offer competitive & affordable premiums, convenient payment options and prompt claim settlements.
Coverage Options
- Collision/Upset
- Comprehensive (including Road Hazard Glass)
- Collision/Upset and Comprehensive deductibles can be different
- Third-party liability limits up to $5,000,000 available (including U.S. exposure for private passenger & farm vehicles), which also covers “downtime” on rented vehicles
- Rental car protection may be included
- Loss of Use coverage available
- Value Plus Endorsement available on new vehicles
Lay Up Coverage
- Year-round protection for collision/upset, comprehensive and third-party liability coverage
- No need to advise when the vehicle goes into temporary storage Deductible Waiver Clause
Deductible Waiver Clause No deductible applies to:
- Collision with a bird or animal
- Fire
- Lightning
- Theft of the entire vehicle
- Vandalism, when reported to the police
- Hail Damage – if the $50 comprehensive deductible option is purchased
- Glass Damage – if the windshield can be repaired rather than replaced
- Paintless dent repairs
