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Get Protection Designed for Contractors

Business InsuranceContractors Insurance

Contracting is rigorous work that comes with a lot of risk. It requires expensive, quality tools and equipment to execute projects with the necessary precision, attention, delays, and compromises that can come with big price tags. It’s time to get coverage that can handle all the ins and outs of your business. Get the protection you need for your contracting business with specialized coverage from Fast Insurance and Red River Mutual.

Here’s How You’ll Benefit

The team at Red River Mutual has designed the Contractors Package specifically for contractors’ needs. Not only can you expect coverage for damaged or stolen equipment that you own—you’ll also be covered for equipment that’s temporarily in your possession, like rentals, or borrowed equipment.

In addition to industry-specific coverage, all Red River Mutual commercial packages include enhancements for the following:

• Buildings and Contents: building by-laws, debris removal, exterior glass, land and water pollution clean-up, and more.
• Business Interruption: contingent property, extra expenses, and off-premises utilities, up to a limit of $100,000 gross earnings.
• Crime: comprehensive dishonesty, disappearance, and destruction coverages.
• Inland Marine: property in transit or temporary locations, tools, and more.

Plus, our Contractors Package provides coverage for the following claims:

• Contractor’s equipment that has been leased, rented, or borrowed
• Rental reimbursement
• A $50,000 increased limit on Installation Floater
• A $10,000 increased limit on Tool Floater

Have a claim that exceeds the limit of available coverage? You can rest easy knowing we also offer a “Safety Net” Enhancement—an additional limit you can use if a claim exceeds the limit provided for any applicable coverage.

With the contractor package from Red River Mutual, you’ll have access to an additional bundle of over 50 extensions providing over $1,000,000 in extra coverage designed to meet the needs of your contracting business.

You may also be eligible for coverage against losses and damages caused by environmental hazards, including earthquakes, floods and sewer backups, and commercial breakdown endorsements. Contact Ryan for more details.

Want to Go Green? There’s Coverage for That.

If your establishment or equipment is lost or damaged and eligible for coverage, you can opt for repairs or replacements that improve energy efficiency or environmental rating. Our package will cover the increase in direct costs for your eco-friendly upgrades, written on a replacement cost basis, following the replacement cost terms and provisions.

How Our Customers Benefit

I urgently needed insurance for my business, and I called MANY insurance companies in Winnipeg. Fast Insurance did what they are named after: They got me set up fast in one day. Their quote, prices, and package were the best options I had.

Get Coverage for Your Contracting Business Today

Accidents happen, and thefts can occur when you’re moving around from jobsite to jobsite, transporting expensive equipment in your vehicle, or borrowing equipment from other professionals in your circle. Ensure you’re protected so you can replace what you need when you need it.

Contact Ryan to find out how you can protect your business and the equipment you rely on, with our comprehensive coverage from Red River Mutual.